Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

For home shoppers who don't have much saved up for a down payment — there are mortgages that you can apply to for as little ...

USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

HFA loans are mortgages available through state housing finance agencies. These loans are geared toward first-time homebuyers and commonly offer down payment assistance. HFA borrowers typically must ...

Minority groups often face unique challenges when buying a home. Fortunately, there are specialized mortgage programs designed to help underserved buyers overcome these hurdles. Evan Harlow, real ...