Credit card experts are full of tips and tricks to help you get the most out of your credit cards. Card issuers have their own tips and tricks – but they work a little bit differently than what the ...

Paying bills on time is crucial to maintain a positive credit score. A consumer’s credit payment history accounts for up to 35% of their FICO score, according to myFICO. Keeping track of due dates and ...

Carrying $4,000 in credit card debt at 20% APR can cost $800-plus per year in interest. Most balance transfer cards give you 12 to 21 months of 0% interest. It's important to pay off the full balance ...

FEEL LIKE TRYING to pay down your debt is a losing battle? No wonder: Credit-card companies are quite inventive when it comes to charging fees or finding new reasons to jack up your interest rate.

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

Credit cards sometimes get a bad rap for their high interest rates and fees, or for being the mechanism that gets some people into debt trouble. But when used strategically, credit cards can help you ...

My buddy once bought a $4,000 engagement ring on a credit card. Romantic? Yes! Responsible?? Not so much -- especially when you're paying an APR of 20%. Looking for a secure place to grow your savings ...