As prices remain high, more buyers are stretching payments across 72-month or even 84-month loans. While a longer loan lowers ...

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

As a general rule, Shefska advises keeping total transportation costs, including car payments, insurance, gas, and maintenance, under 10 percent of your gross income. That benchmark, he admits, is ...

Car insurance rates have continued to rise in recent years, with the national average for a full coverage policy hitting $2,638 per year in 2025, up 12% from $2,349 in 2024. With ongoing inflation and ...

Many car insurance companies provide discounts to service members. Some, like Armed Forces Insurance and USAA, only issue policies to military families. As a result, they can offer both lower rates ...

Jessica Burgoyne, leveraging a deep background in research methods and a passion for legal issues, distills complex legal concepts into accessible insights. With over 100 published articles, her work ...

You can sell a car even if you still have a loan on it, but there will be a few extra steps to the process. "When there's a loan on the car it means your lender owns it and holds the title," says ...

Your car loan term is the length of time you have to repay the loan. The average car loan term is close to six years, but a wide range of terms are available. Many, or all, of the products featured on ...